You've probably heard you need 20% down to buy a home. But what if following that advice is the most expensive mistake you could make?

In this week's video, I break down the real math behind down payment requirements - and what I show you might surprise you. We're talking about families who lost over $100,000 in wealth by waiting to save "enough" for a down payment.

I'll walk you through:

• The actual down payment options available today (hint: some are as low as 3%)
• Why opportunity cost matters more than PMI in most cases
• Real client examples with real numbers that show the cost of waiting
• The one strategy most buyers miss that can save more than a bigger down payment

This isn't about what you can qualify for. It's about what makes strategic sense for your situation.

Watch the complete video below to see the numbers for yourself - because clarity beats myths every single time.

And if you're ready to understand exactly where you stand before you start house hunting, visit RSRLinks.com/KeySteps to get your financial house in order first.

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